12920 SW 40TH TER, Ocala, FL 34473
12920 SW 40TH TER, Ocala, FL 34473
12920 SW 40TH TER, Ocala, FL 34473
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Stephanie Morales

Stephanie Morales

The Realty Experience

+1(407) 399-2055
$325,000
Est. payment /mo
3 Beds
2 Baths
1,655 SqFt
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UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,655 sqft

Price per Sqft $196

Subdivision Marion Oaks Un 07

MLS Listing ID OM735491

Bedrooms 3

Full Baths 2

Construction Status Completed

HOA Y/N No

Year Built 2006

Annual Tax Amount $4,367

Lot Size 10,018 Sqft

Acres 0.23

Property Sub-Type Single Family Residence

Source Stellar MLS

New Construction false

Property Description

Virtually Staged. Beautifully updated 3-bedroom, 2-bath pool home in desirable SW Ocala with **NO HOA and USDA 100% financing eligibility!** Offering 1,655 sq. ft. of living space, a 2-car garage, and a desirable split-bedroom floor plan, this home is packed with upgrades and move-in ready! Step inside to find luxury vinyl plank flooring and updated baseboards throughout (2026), updated lighting, and a beautifully remodeled kitchen featuring granite countertops, updated cabinetry, and stainless steel appliances. The spacious primary suite offers a private en-suite bathroom complete with **dual sinks, a relaxing garden tub, and a large walk-in shower**. Step outside to your private backyard oasis featuring a spacious screened lanai and a **saltwater, solar-heated swimming pool with an OWNED and FULLY paid-off solar heating system**, perfect for enjoying Florida living year-round! The fully fenced backyard offers fresh landscaping and a 12x24 storage shed for additional storage. Major improvements include a **NEW ROOF (2024), HVAC (2023), septic system (2020), pool (2018), solar pool heating (2020), and updated sliding glass door (2020)**. Additional features include a central vacuum system and exterior paint completed in 2018. Conveniently located just minutes from I-75, shopping, dining, and medical facilities along SR 200. Outdoor enthusiasts will love the nearby access to the Florida Trail and 49th Avenue Trailhead, accessible through a gate at the end of the street, offering opportunities for hiking and biking. **This property may qualify for USDA financing with 0% down for eligible buyers**, making homeownership even more attainable! With extensive updates, a private pool, and NO HOA, this home has so much to offer! Schedule your private showing today! Some photos have been virtually staged and AI generated.

Location

State FL

County Marion

Community Marion Oaks Un 07

Area 34473 - Ocala

Zoning R1

Rooms

Other Rooms Family Room, Inside Utility

Interior

Interior Features Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Central Vaccum, Open Floorplan, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Window Treatments

Heating Central, Solar

Cooling Central Air

Flooring Luxury Vinyl, Tile

Furnishings Negotiable

Fireplace false

Appliance Cooktop, Dishwasher, Electric Water Heater, Refrigerator

Laundry Inside, Laundry Room

Exterior

Exterior Feature Storage

Parking Features Garage Door Opener

Garage Spaces 1.0

Fence Wood

Pool In Ground, Heated, Salt Water, Screen Enclosure, Solar Heat

Community Features Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Playground, Pool, Sidewalks, Tennis Court(s)

Utilities Available Cable Connected, Electricity Connected

View Y/N No

Water Access No

View Pool

Roof Type Shingle

Porch Front Porch, Patio, Screened

Attached Garage true

Exposure East

Garage true

Private Pool Yes

Building

Lot Description Cleared, In County, Landscaped, Paved

Entry Level One

Foundation Slab

Lot Size Range 0 to less than 1/4

Sewer Septic Tank

Water Public

Level or Stories One

Structure Type Block,Concrete

New Construction false

Construction Status Completed

Schools

Elementary Schools Marion Oaks Elementary School

Middle Schools Horizon Academy/Mar Oaks

High Schools West Port High School

Others

Pets Allowed Yes

Senior Community No

Ownership Fee Simple

Acceptable Financing Cash, Conventional, FHA, USDA Loan, VA Loan

Listing Terms Cash, Conventional, FHA, USDA Loan, VA Loan

Special Listing Condition None

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Stellar MLS
© 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved.
Listed by Karli Raney CRYSTAL SNOOK REAL ESTATE

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Stephanie Morales

Stephanie Morales

+1(407) 399-2055

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